Definition: The word 'mobile home owner's insurance' refers to a type of property insurance that covers the costs associated with owning or living in mobile homes, such as fire damage, theft, and earthquake damage. This insurance typically includes coverage for items such as plumbing, electrical, heating, and air conditioning systems. It also provides protection against natural disasters such as hurricanes and tornadoes. The cost of mobile home owner's insurance can vary depending on factors like the size of your property, where it is located, and whether you are in a high-risk area or not. In summary, mobile home owner's insurance covers costs associated with owning or living in mobile homes. It provides protection against natural disasters and includes coverage for items such as plumbing, electrical, heating, and air conditioning systems. The cost of this insurance can vary based on your location and other factors.